Pay over time
with Affirm

4 biweekly, interest-free payments can be automatically charged to your debit or credit card, with an initial payment on the day of purchase. It’s simple and quick!

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What is Affirm?

Affirm is one of Canada’s leading installment payment platforms, providing shoppers with buy now, pay later solutions at their favourite retailers, both in-store and online.

By selecting Affirm as a payment method at checkout, customers can enjoy their purchase immediately, while spreading their payments over time.

Why use Affirm?

No impact on credit score 

Using a Pay in 4 Affirm payment plan won’t impact your credit score.

Quick and convenient checkout

Place your order quickly and easily by choosing Affirm as your payment choice at checkout. Simply enter a few details to get an instant decision. Then, complete your purchase. 

Easy payments

Turn on AutoPay and Affirm will automatically charge payments from your chosen payment method, interest-free.

How do I use Affirm?

Shop

Browse T-Dot Wheels and add your favourite finds to your shopping cart.

Select

At checkout, choose Affrm as your payment method.

Checkout

Complete your purchase and pay over time in 4 equal payments. Subject to credit approval.

Pay

The remaining 3 payments are charged to your debit or credit card every two weeks.

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Frequently Asked Questions

Example of a $1,200 purchase with Affirm

How It Works
How It Works

Purchase Amount

$1,200

Monthly Payment

$102.73

# of Payments 

12

Total Repayment Amount

$1,232.73

Credit Rate (APR)

5%

Total Cost of Borrowing 

$32.73

Total Interest Changes

$32.73

Payment options through Affirm Canada Holdings Ltd. (“Affirm”). Your rate will be 0–31.99% APR (where available and subject to provincial regulatory limitations). APR offered is based on creditworthiness and subject to an eligibility check. Not all customers will be eligible for 0% APR. Payment options depend on your purchase amount, may vary by merchant, and may not be available in all provinces/territories. Actual payment option terms will be shown at checkout. A down payment (or a payment due today) may be required. Affirm accepts debit cards and PAD as forms of repayment on payment options. Select payment options may be eligible for repayment in the form of credit cards. Please review the terms and conditions of your credit card when using it as a form of repayment. Sample payment options may be: a $800 purchase could be split into 12 monthly payments of $72.21 at 15% APR, or 4 interest-free payments of $200 every 2 weeks. For more information, please see https://www.affirm.com/en-ca/how-it-works.